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DSCR Purchase Loan
Buy a rental property using rental income and investor-focused loan options.
Start purchase quote →Technology driven · Capital strong · Trusted partner
Investor-Grade DSCR Rental Property Loans From a Direct Lender
The flagship DSCR brand inside the MortgageFi ecosystem — direct lender review, no middle man, and a Deal Desk built around property cash flow.
Direct DSCR Lender
No Middle Man
Over $700M+ DSCR Loans Funded
No Hard Pull to Start
Loan paths
Choose the DSCR path that fits the deal.
Every path pushes into the approved DSCRitv2.01 Deal Desk funnel for form-fill lead capture.
02
Rate & Term Refinance
Review a refinance path around value, payoff, rent, and cash flow.
Start refinance quote →03
DSCR Cash-Out
Access rental equity for reserves, improvements, or future acquisitions.
Start cash-out quote →Simple formula
Rent over PITIA equals DSCR.
DSCR is a cash-flow measurement. The cleaner the rent-to-payment story, the stronger the quote review can be.
Monthly RentGross rent
÷
PITIAPayment + taxes + insurance + HOA
=
DSCR RatioCash-flow result
Fast estimate
Check the rental cash-flow story.
This is not a commitment to lend or a rate quote. It is a simple guide before a DSCR specialist reviews the full scenario.
Estimated DSCR1.25
This example shows a positive rent-to-payment story.
Why direct matters
No middle man. Real DSCR review.
The DSCR Deal Desk reviews the rental property numbers, payoff, LTV, rent source, property type, and loan goal so the quote conversation starts with context.
✓Purchase, refinance, and cash-out DSCR paths.
✓LLC-friendly options when eligible.
✓No tax returns required for most DSCR programs.
✓Direct DSCR lender positioning with no broker middle man.
Property types
Rental property scenarios we review
•Single-family rentals
•2–4 unit properties
•Condos and townhomes/PUDs
•Short-term rental properties
•Mixed-use and multifamily when eligible
DirectDSCR lender review
$700M+DSCR loans funded
Nomiddle man
Fastquote review
FAQ
Borrower questions, answered simply.
Clear answers help investors move faster without overcomplicating the quote request.
Do I need tax returns for a DSCR loan?
For most DSCR programs, tax returns are not the primary qualifying method. The rental property cash-flow story is reviewed instead.
Can I close in an LLC?
Many DSCR investors close in an LLC when eligible. The loan desk can review your vesting and scenario.
Can I use short-term rental income?
Short-term rental income may be reviewed when supported by eligible documentation, market data, or program requirements.
Is a DSCR loan for owner-occupied homes?
DSCR loans are generally for investment or business-purpose rental properties, not primary residences.
DSCR Deal Desk
Get your DSCR quote from a direct lender.
Start the online DSCR quote flow. The loan desk will review the rental numbers and call you fast.